- September 3, 2010, 11:15 am
These days, millions of Americans are struggling with bad credit. Its hard to believe, but a low credit score can be a major lifestyle cramp for many people. It can keep you from getting a home loan or a car loan, and it may even keep you from getting the job you want. Also, a bad credit score can get you bad rates on loans that you do get, meaning that you could be paying hundreds or even thousands of dollars a month on your loan payments that you would otherwise not have to pay if you had better credits and interest rates.
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